Protecting what matters most to your family
Independent broker offering health, life, and annuity solutions from both top-rated carriers across the country.
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Why choose Guardian?
Independent broker
We shop multiple carriers to find the best fit for your needs and budget — no bias, no quotas.
Top-rated carriers
Access to A-rated national and regional insurance companies you can trust.
Free consultation
No fees, no pressure. Just honest guidance from a licensed insurance professional.
Coverage options
Health insurance
Individual, family, and group plans. Medicare, ACA marketplace and off-exchange options tailored to your budget.
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Life insurance
Term and whole life policies designed to protect your family's financial future when it matters most.
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Annuities
Guaranteed retirement income and tax-deferred growth solutions for a secure financial future.
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Meet your broker
With over 24 years of experience helping families and individuals navigate the insurance landscape, Michael Martorano founded Guardian with one mission: to provide honest, independent guidance without the pressure of quotas or carrier bias. Licensed in over 40 states, Michael is committed to finding the right coverage at the right price for every client.
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