/* ── Base ── */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

body {
    font-family: 'Lato', sans-serif;
    font-size: 16px;
    color: #333333;
    background: #ffffff;
    line-height: 1.7;
}

h1, h2, h3, h4 {
    font-family: 'Playfair Display', serif;
    color: #0A0A0A;
    line-height: 1.3;
    outline: none;
}

a {
    color: #C9A84C;
    text-decoration: none;
}

    a:hover {
        color: #A07830;
    }

/* ── Google Fonts ── */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;700&family=Lato:wght@400;700&display=swap');

/* ── Site Wrapper ── */
.site-wrapper {
    display: flex;
    flex-direction: column;
    min-height: 100vh;
}

main {
    flex: 1;
}

/* ── Header ── */
.site-header {
    background: #ffffff;
    border-bottom: 1px solid #E8E0CC;
    position: sticky;
    top: 0;
    z-index: 100;
}

.header-inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 12px 40px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.header-logo img {
    height: 80px;
    width: auto;
    max-width: 320px;
}


.header-nav {
    display: flex;
    align-items: center;
    gap: 32px;
}

    .header-nav a {
        font-size: 15px;
        color: #333333;
        font-weight: 400;
    }

        .header-nav a:hover {
            color: #C9A84C;
        }

.nav-cta {
    background: #C9A84C;
    color: #ffffff !important;
    padding: 10px 22px;
    border-radius: 6px;
    font-weight: 700 !important;
}

    .nav-cta:hover {
        background: #A07830;
        color: #ffffff !important;
    }

/* ── Hero Section ── */
.hero-section {
    background: #F7F4EE;
    padding: 80px 40px;
}

.hero-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    flex-direction: row;
    align-items: flex-start;
    justify-content: space-between;
    gap: 60px;
}

.hero-text {
    flex: 1;
    padding-top: 20px;
}

    .hero-text h1 {
        font-size: 48px;
        font-weight: 700;
        color: #0A0A0A;
        margin-bottom: 20px;
    }

    .hero-text p {
        font-size: 18px;
        color: #555555;
        max-width: 460px;
    }

.hero-form {
    flex: 0 0 480px;
}

/* ── Lead Card ── */
.lead-card {
    background: #ffffff;
    border: 1px solid #E8E0CC;
    border-radius: 12px;
    padding: 32px;
}

.lead-eyebrow {
    font-size: 12px;
    font-weight: 700;
    color: #C9A84C;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 8px;
}

.lead-card h2 {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 4px;
}

.lead-sub {
    font-size: 14px;
    color: #777;
    margin-bottom: 24px;
}

/* ── Progress Bar ── */
.lead-progress {
    display: flex;
    gap: 6px;
    margin-bottom: 24px;
}

.pip {
    height: 3px;
    flex: 1;
    border-radius: 99px;
    background: #eee;
}

    .pip.active {
        background: #C9A84C;
    }

/* ── Form Elements ── */
.form-row {
    display: flex;
    gap: 12px;
    margin-bottom: 12px;
}

.form-field {
    display: flex;
    flex-direction: column;
    flex: 1;
    gap: 5px;
}

    .form-field label {
        font-size: 13px;
        font-weight: 700;
        color: #555;
    }

    .form-field input,
    .form-field select {
        height: 44px;
        border: 1px solid #ddd;
        border-radius: 8px;
        padding: 0 12px;
        font-size: 15px;
        color: #0A0A0A;
        background: #fff;
        outline: none;
        width: 100%;
        font-family: 'Lato', sans-serif;
    }

        .form-field input:focus,
        .form-field select:focus {
            box-shadow: 0 0 0 2px #F5EDD0;
            border-color: #C9A84C;
        }

.form-btn {
    height: 48px;
    background: #C9A84C;
    color: #fff;
    border: none;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 700;
    cursor: pointer;
    width: 100%;
    margin-top: 8px;
    font-family: 'Lato', sans-serif;
    transition: background 0.2s;
}

    .form-btn:hover {
        background: #A07830;
    }

    .form-btn:disabled {
        background: #ccc;
        cursor: not-allowed;
    }

.form-divider {
    border: none;
    border-top: 1px solid #eee;
    margin: 24px 0;
}

.field-error {
    font-size: 12px;
    color: #c0392b;
}

.form-disclaimer {
    font-size: 11px;
    color: #999;
    text-align: center;
    margin-top: 10px;
    line-height: 1.5;
}

/* ── Radio Options ── */
.section-label {
    font-size: 13px;
    font-weight: 700;
    color: #555;
    margin-bottom: 10px;
}

.radio-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
    margin-bottom: 16px;
}

.radio-opt {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 14px;
    border: 1px solid #eee;
    border-radius: 8px;
    cursor: pointer;
    font-size: 14px;
    color: #0A0A0A;
    transition: border-color 0.15s;
    user-select: none;
}

    .radio-opt:hover {
        border-color: #C9A84C;
    }

    .radio-opt.selected {
        border-color: #C9A84C;
        background: #FDF8EE;
        color: #A07830;
    }

.radio-dot {
    width: 16px;
    height: 16px;
    border-radius: 50%;
    border: 1.5px solid #ccc;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
}

.radio-opt.selected .radio-dot {
    border-color: #C9A84C;
    background: #C9A84C;
}

.radio-dot-inner {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: #fff;
    display: none;
}

.radio-opt.selected .radio-dot-inner {
    display: block;
}

/* ── Submit Success ── */
.submit-success {
    text-align: center;
    padding: 32px 0;
}

.success-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: #F5EDD0;
    border: 2px solid #C9A84C;
    color: #C9A84C;
    font-size: 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
}

.submit-success h3 {
    font-size: 22px;
    margin-bottom: 8px;
}

.submit-success p {
    font-size: 15px;
    color: #555;
}

/* ── Trust Bar ── */
.trust-bar {
    background: #ffffff;
    padding: 32px 40px;
    border-bottom: 1px solid #E8E0CC;
}

.trust-bar-inner {
    max-width: 1200px;
    margin: 0 auto;
}

.trust-label {
    font-size: 12px;
    font-weight: 700;
    color: #999;
    text-align: center;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 20px;
}

.trust-logos {
    display: flex;
    gap: 24px;
    justify-content: center;
    align-items: center;
    flex-wrap: wrap;
}

.trust-badge {
    height: 44px;
    padding: 0 20px;
    background: #ffffff;
    border: 1.5px solid #C9A84C;
    border-radius: 6px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 700;
    color: #0A0A0A;
    letter-spacing: 0.02em;
    white-space: nowrap;
}
/* ── Value Props ── */
.value-props {
    background: #F7F4EE;
    padding: 80px 40px;
}

.value-props-inner {
    max-width: 1200px;
    margin: 0 auto;
}

.section-heading {
    font-size: 36px;
    font-weight: 700;
    text-align: center;
    margin-bottom: 48px;
}

.vp-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.vp-card {
    background: #ffffff;
    border: 1px solid #E8E0CC;
    border-radius: 12px;
    padding: 32px 24px;
    text-align: center;
}

.vp-icon {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: #F5EDD0;
    border: 1px solid #C9A84C;
    margin: 0 auto 16px;
}

.vp-card h3 {
    font-size: 18px;
    margin-bottom: 8px;
}

.vp-card p {
    font-size: 15px;
    color: #555;
    line-height: 1.6;
}

/* ── Product Cards ── */
.product-cards {
    background: #ffffff;
    padding: 80px 40px;
}

.product-cards-inner {
    max-width: 1200px;
    margin: 0 auto;
}

.product-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.product-card {
    border: 1px solid #E8E0CC;
    border-radius: 12px;
    overflow: hidden;
}

/*.product-card-img {
    height: 180px;
    background: #F7F4EE;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    color: #999;
}
*/
.product-card-img {
    width: 100%;
    height: 180px;
    object-fit: cover;
    display: block;
}

.product-card-body {
    padding: 24px;
}

    .product-card-body h3 {
        font-size: 20px;
        margin-bottom: 8px;
    }

    .product-card-body p {
        font-size: 15px;
        color: #555;
        margin-bottom: 20px;
        line-height: 1.6;
    }

.product-card-btn {
    display: inline-block;
    height: 40px;
    line-height: 40px;
    padding: 0 20px;
    border: 1.5px solid #C9A84C;
    border-radius: 6px;
    font-size: 14px;
    color: #C9A84C;
    font-weight: 700;
    transition: all 0.2s;
}

    .product-card-btn:hover {
        background: #C9A84C;
        color: #fff;
    }

/* ── Broker Bio ── */
.broker-bio {
    background: #F7F4EE;
    padding: 80px 40px;
}

.broker-bio-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 60px;
    align-items: center;
}


.broker-photo {
    border-radius: 12px;
    overflow: hidden;
    height: 480px;
    width: 100%;
}

.broker-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top center;
    display: block;
}

.broker-bio-text h2 {
    font-size: 36px;
    margin-bottom: 16px;
}

.broker-bio-text p {
    font-size: 16px;
    color: #555;
    margin-bottom: 28px;
    line-height: 1.8;
}

.bio-btn {
    display: inline-block;
    height: 48px;
    line-height: 48px;
    padding: 0 28px;
    background: #C9A84C;
    border-radius: 6px;
    font-size: 15px;
    color: #fff;
    font-weight: 700;
    transition: background 0.2s;
}

    .bio-btn:hover {
        background: #A07830;
        color: #fff;
    }

/* ── Footer ── */
.site-footer {
    background: #0A0A0A;
    padding: 48px 40px;
}

.footer-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 48px;
}

.footer-logo {
    height: 40px;
    width: auto;
    margin-bottom: 16px;
}

.footer-col p {
    font-size: 13px;
    color: #888;
    line-height: 1.8;
}

.footer-col span {
    display: block;
    font-size: 13px;
    font-weight: 700;
    color: #C9A84C;
    margin-bottom: 12px;
}

.footer-col a {
    display: block;
    font-size: 13px;
    color: #888;
    margin-bottom: 8px;
    line-height: 1.8;
}

.footer-col a:hover {
    color: #C9A84C;
}

.footer-bottom {
    max-width: 1200px;
    margin: 32px auto 0;
    padding-top: 24px;
    border-top: 1px solid #222;
    text-align: center;
}

.footer-bottom p {
    font-size: 12px;
    color: #666;
}

/* ── Responsive ── */
@media (max-width: 900px) {
    .hero-inner {
        flex-direction: column;
    }

    .hero-form {
        flex: unset;
        width: 100%;
    }

    .vp-grid, .product-grid {
        grid-template-columns: 1fr;
    }

    .broker-bio-inner {
        grid-template-columns: 1fr;
    }

    .footer-inner {
        grid-template-columns: 1fr;
    }

    .header-nav {
        gap: 16px;
    }
}

@media (max-width: 600px) {
    .hero-text h1 {
        font-size: 32px;
    }

    .hero-section {
        padding: 48px 20px;
    }

    .form-row {
        flex-direction: column;
    }

    .section-heading {
        font-size: 28px;
    }
}


/* ── Hamburger Menu ── */
.hamburger {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
    z-index: 200;
}

.bar {
    display: block;
    width: 24px;
    height: 2px;
    background: #0A0A0A;
    border-radius: 2px;
    transition: all 0.25s ease;
    transform-origin: center;
}

    .bar.open:nth-child(1) {
        transform: translateY(7px) rotate(45deg);
    }

    .bar.open:nth-child(2) {
        opacity: 0;
    }

    .bar.open:nth-child(3) {
        transform: translateY(-7px) rotate(-45deg);
    }

.mobile-nav {
    display: flex;
    flex-direction: column;
    background: #ffffff;
    border-top: 1px solid #E8E0CC;
    padding: 16px 24px;
    gap: 4px;
}

    .mobile-nav a {
        font-size: 16px;
        color: #333333;
        padding: 12px 0;
        border-bottom: 1px solid #F7F4EE;
        font-weight: 400;
    }

        .mobile-nav a:hover {
            color: #C9A84C;
        }

.mobile-nav-cta {
    margin-top: 8px;
    background: #C9A84C;
    color: #ffffff !important;
    padding: 14px 0 !important;
    border-radius: 6px;
    text-align: center;
    font-weight: 700 !important;
    border-bottom: none !important;
}

    .mobile-nav-cta:hover {
        background: #A07830;
    }

@media (max-width: 900px) {
    .hamburger {
        display: flex;
    }

    .header-nav {
        display: none;
    }
}